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Living frugally is a good thing. Living cheapskate is not.

Cheapskates have empty fridges while frugal cooks have bountiful pantries that offer plenty of healthy meal options. Practising frugality means spending less than you earn, and using the difference to pay off debt, save or invest. And the more frugal you become, the more options you have to choose things like working less or perhaps not at all. Here are Kidspot mums' top 5. Kidspot mums' have given their top 5. Source: Fox. 50 frugal money saving tips.

Put any coins into a big money bank (we have one of those huge ugly tin ones) that you can't open. When it's full, cut it open and deposit the coins into your bank.

The last time we did this we got nearly $7. Go vegetarian. Meat is so expensive, so a few nights a week we'll keep it meat- free to save money."3) "Don't buy any of those chemical cleaners. Good ol' elbow grease, vinegar, bicarb soda and hot water do the trick."4) "I've recently started adding extra veggies to our spag bol. I now put two carrots and two zucchini in with 5. BONUS TIP: Know when the sales are. For example, the Biggest Online Shopping Night includes loads of brands for mums and bubs, and significant discounts mean you can save big. 5) "Go to the Baby and Kids Market.

I had a stall there and sold some of my old baby clothes, equipment and toys and made nearly $3. I go every month and have picked up some beautiful Pumpkin Patch and Esprit clothes. I have also found an ironing board and iron, dolls high chair and car seat, bags, chairs, a giant tow truck and much, much more for a fraction of the price. It's good for the environment too as we are re- using many more goods and making them last so much longer."6) "Visit parks and playgrounds instead of indoor play centres and places that cost money. We are Zoo Friends so we visit the zoo regularly, but other than that we're more outdoorsy people. We save lots of money by just playing at the beach, running around on the grass or playing at playgrounds."7) "My biggest saver is shopping fortnightly where I always make sure I buy enough meat, bread and milk to last a fortnight (you can freeze the excess). This saves money on all those extra trips to the shop where you tend to walk out with more than you intended on buying."8) "Turn all stand- by appliances off to save on electricity."9) "Make all snack foods, cakes, biscuits etc.

You'll lower the sugar and fat content, save money and reduce your waistline!"1. I take home 'scrap' paper from work, cut it in half to make note pads and for the kids to draw on and for phone messages etc."1. Think ahead and lay- by the kids' and your own clothes and you won't be tempted to put it all on credit and realise you have overspent."1. Make all baby food yourself, it's not hard and doesn't take that much time."1. Walk, rather than drive, to school, preschool and play group and save on petrol and car costs."1.

I am not much of a fashionista so the girls wear a lot of Big W, Target and Kmart clothes. I also buy all their clothes for the next season at the end of the current season when they are clearing all their stock out."1. Go to the library. At ours you can get magazines, CDs, DVDs and books to borrow for free. See if there is a toy library in your area."1. I buy a lot of homebrand, or supermarket brands, and when I can, I will buy certain things in bulk from either Costco or Aldi."Mum's recommend shopping at places like ALDI or buying home brand products.

Source: Supplied. Buy nappies and wipes in bulk and don't buy the most expensive brands - they are not necessarily better or worth the cost."1. Plan the meals for the week and only buy ingredients for them in one big shop a week.  And keep one or two nights meat- free to cut your shopping bill and always buy homebrand too."1. Don't buy snack- sized snacks for kids for school.

Make your own or buy large packs and split them up yourselves."2. Watch out for cheap kids' movies. Hoyts and Village have films for kids for about $5 a ticket and are constantly changing them."2. I've just started doing the envelope system where you allocate a certain amount of funds to different envelopes for your weekly sending.

EG, groceries $1. So far so good."2. Don't buy paper towels when shopping. Instead of spending money on pack after pack of paper towels, buy reusable microfiber towels, which grip dirt and dust like a magnet and don't let go, even when wet. When you're finished, toss the towels in the wash and reuse."2. Don't spend a fortune every school holidays on entertaining the kids.  Kids actually want time to play with their toys at home."2.

Lay- by when the sales are on.  Whether it's clothes, toys or bigger items you need."2. Don't have a credit card. This way you can't spend money you don't have."2. Stick to your shopping list, instead of wandering around the shops buying things you probably don't really need."2. I use up overripe fruit in cooking or homemade ice blocks."2.

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We take turns amongst our friends at babysitting each other's children. We also take the kids to free library craft sessions and playgroup for $1 per family."2. Cook double batches of meals and baking and freeze the leftovers. This stops you getting takeout on those busy days as you can just grab stuff from the freezer and heat it up.

It also saves on oven usage."3. I try to walk or ride my bike instead of paying for gym sessions."3. Second hand shops or op shops are great for little one's clothes."3. Every week we buy a whole chicken and then work out recipes to make it go the distance."3. I love to go to the Twilight fresh food markets. It's not only a nice outing for me and my kids once a week, but a cheap way to get great fruit and veg too."3. Never be too proud to accept hand- me- downs."3.

I like quality kids' clothes. With Pumpkin Patch I use the 'Outlet' icon and get last year's kids' clothing heavily reduced."3. Grow your own vegies and share them around.

You'll be amazed that it will rub off on others. Saves money, food miles and is better for your health and the environment."3. If it costs more than $4. EVERYTHING)."3. 8) "Keep a high interest account (even if you can only afford to put $1. I love, love, love using my slowcooker. There are a million and one recipes you can cook up in a slow cooker and I like to make bulk and then freeze the leftovers for another day, which saves on ingredients because I am using everything up."4. Setting up direct debit for things like your power and phone bill each week is a good way to take the pressure off."4.

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